The Bernard Factor Your Net on blogs

With the elections starting to heat up many of the candidates are promising to fix our health care system and a few of the top candidates have mentioned socialized medicine. This has gotten may stirred up over what can be done to fix our health system. My vote would be less government and more competition. Our system while not perfect at least allows the market to help decide health insurance costs and keep prices in check. Many American are looking for ways to get better health care at a competitive cost. There are more and more sites that are offering a free health insurance quote to those that visit their site.

Sites like BUPA is one such site that offers not only free health insurance quotes but also disease state information for their customers. At their site you can find options for private health insurance where you can get different levels of coverage. You can find options that cover both inpatient and outpatient services and possibly coverage for a pre-existing condition. There are people available to talk to help you find the right coverage for you.

We just launched a new resource for bloggers to help you gain more visitors and unique traffic to your blog. At traffexoneclix.com we have taken the paid to click model to a new level and developed a way in which bloggers can view others sites and advertise their own at the same time. We will be offering upgraded memberships, referral contests, blogging resources and the ability to earn from your referrals. The site will also offer advertising packages to help those looking to drive traffic to their website and blogs. So make sure that you check us out and take advantage of our launch specials and increase your blog traffic.

I just recently got the new iPhone and love a lot of the features such as surfing the web, reading email, and texting. One of the best features is the ability to find businesses via the map feature and then you can see locations that are marked by pins based on your location. Then once you find the business that you are looking for you just click on the telephone number and it will dial the business. I was wondering with all the information that you need at your fingertips What to do with your yellowpages other than use them as a doorstop. So  to my surprise there is a website that deals with such a question. They list the top 10 things to do with your yellow pages and the one that I liked the best was the one that shows a car made of yellow pages.

Whether you are looking for homeowner loans, car loans, or debt consolidation loans there are a lot of choices that you must be aware of. As more and more consumers look to buy the dream home, or that next new car they will be using some sort of finance and finding the right loan can be tricky if you do not research all your options. A great example of this is the recent sub-prime mortgage fallout. Many Americans took financing that was well above their means due in part to banks and lenders feeding on the need to have a bigger home and reduce their payments. So when people were getting the call to tell them that they could reduce their payments by refinancing they jumped at the chance not realizing the full terms of the deal and exactly what type of loan they were getting. Then when the rates on their adjustable mortgage starting to go up they found themselves unable to make the payments and actually owing more on their home than it was worth. This caused thousands of people to loose that dream or find other alternate financing to keep from loosing their house. The housing and finance industry lost billions in bad debt and this resulted in rates increasing to help pay for this miscalculation.

This leads me to some great ways to do your research online so if you need secured loans or looking to find bridging loans. Bridging loans are a little known way of financing that can be helpful if you need funds when you are between homes and waiting for your existing home to sell and need money to close on another property. These types of loans are usually 1- 12 months and the interest rates are around 1.25% and up. At No debt today you can view multiple lenders and their rates in one easy to use location. By using their side by comparison for many types of loans you will be able to find the financing that best fits your situation. An ARM may be great if you plan on staying in your home less than 5 years, but should not be used for a short term fix for a long term solution. Plus they provide a plain English explanation of some of the requirements of the various loan types so that you can see exactly what you are applying for.

There are probably thousands of Americans who get up every morning and go to work hating what they do. In many cases what make going to work is not the actually task, but the manager that you have to report too. There are those that micro-manage and believe that their way is the only way and instill no confidence in his team to get the job done. What if there was a way to tell your boss how you feel without penalty. At a new site that will be launching in April called Disgruntles.com you will have the option to voice your opinion about your boss or job anonymously, and uncensored. They are gearing the site up to be able to share your workplace nightmares and get advice from others across the country on how they deal with their boss.

This site has potential if they can control the possible huge of wave of negativity that will come from allowing people to vent about their job. As long names are left out this could have a chance for workers to vent and find solutions to their work place problems.

If have ever wondered how people make money by selling online through auction sites such as eBay you are not alone. There are hundreds of books and seminars that you can attend that will teach you the secret of the pros. What they don’t tell you is that the market is very competitive and if you are not careful you can invest a lot of money and not make a dime. You will pay these seminars several $100’s of dollars to learn stuff that you can get for free on the internet.

One such site where you can aquired a free eBay auction template is at rogersemall.com. They provide a great resource on the do’s and dont’s of online selling. Start out small, and then grow your business from there. Don’t try and get to the $100K mark your first month, as it will take time to evaluate the market and see what items sell the best, and more importantly which items are more profitable. If you are selling 1000 purses a month, but only making $2 per item, you are spending a lot time for little pay off. Research and use those free resources, and who knows maybe one day you will be holding your own seminars

When we were first starting out online we started out like many Americans selling on various auction sites. We did ok selling odds and ends and used the online payment processors as our main source to collect and process payments. As we gained more exposure we started getting free credit card machine offers to help both our online and small retail business. While at first this looked like a great deal once you read the fine print the transaction costs started to add up. Plus most of these systems would charge a monthly processing fee after the first initial 30-60 day period. For a small business getting up and going every percentage point in sales expense can start to add up. As you start and grow your business it is essential to be able to take credit and debit cards as most people are paying in this form and it does reduce your bed debt fees as checks can be a drain on your bottom line.

This is where a company like Total Merchant solutions comes. They are now offering and placing free credit card processing equipment into any business in order to gain their long time relationship. After a simple application they will provide your business with systems like the wireless Nurit 800 credit machine or the Hypercom T4100 retail machine. The wireless terminal can be especially beneficial for those mobile businesses that sell at open air markets, trade shows and other conferences. They offer a host of solutions to help your business accept various forms of payment and is backed with over 100 support personnel to assure your uptime while trying to grow your business.

The blogging world has exploded over the last few years due to people wanting to share their thoughts and opinions with the world. What started out as a way to share personal journals with friends and family has turned into a multi-billion dollar business. Now there are numerous ways to make money online using your blog. From selling ad space, to getting paid to blog to write about products and companies that are looking for extra publicity.

One blog that we came across at kuakurta.com provides some good resources into various blogging companies and articles on ways to make money online. As I visited the blog it is clean and well laid out with different categories to help you find various information. There are different stories about internet marketing and reviews on various companies that can help any blogger monetize their content. One interesting note was the way they had ad space for sell. They are using one of the newer forms called Peel Away Ads that reside in the corner of the blog. I believe this may be a new form of ads since they are not intrusive and can be eye catching.

We are in the process of finishing our basement and we came across a great new way to add a bathroom and shower to our downstairs area. Shower Cubicles offer a great way for those that are DIY warriors and love to take on new projects but do not have the expertise in ares like plumbing. What was interesting about this concept is just how space savings and economical this shower was. This type of shower is great for that spare room that you plan on adding for the in-laws or visitors. Plus the added value that you get when adding an additional bathroom to your home will pay off by increasing your homes value. You can find these and other ways to modernize your bathroom at TrueShopping online. They have listed hundreds of items that will help anyone with their remodel project. Plus the pricing is right in line if not better than even some of the big box stores and you can shop from the convenience of your home. Also are TruShopping they offer same day dispatch for all in-stock items if ordered before 2 PM. So you order your items and be ready to start your project straight away.

I was sent the link to this video that had gotten millions of views. The concept is quite simple. A person holds up a sign “Free Hugs” and the action is caught on tape on how people react. The video starts out in black and white as no seems to want a free hug and then as they find people the video turns to color and the emotion and happiness is really quite inspirational. If everything started with a hug we might be in a much better place. You can watch this and other funny videos at smilinghr.com